Financial Information

Looking for an affordable dentist in St Joseph who understands your budget? At Stonegate Park Dentistry, we believe everyone deserves access to quality dental care regardless of their financial situation. Our St. Joseph, MI dental practice offers flexible payment solutions and works with most insurance plans to make your dental treatment affordable and stress-free.

At Stonegate Park Dentistry, we believe that everyone is entitled to a healthy and attractive smile regardless of their financial position. In order to help accomplish this, we offer a wide range of financing options that will meet nearly any budget. We accept a variety of PPO plans and many of our treatments are covered by insurance. Please reach out to your insurance carrier to find out more about your specific insurance plan and what is covered.

Our St. Joseph dental office accepts most major dental insurance plans, including PPO coverage that helps reduce your out-of-pocket costs. From routine cleanings and preventive care to advanced dental treatments, we work directly with your insurance provider to maximize your benefits and minimize your expenses.

Convenient Payment Methods

For your convenience, we accept multiple payment options to accommodate different preferences and financial situations:

• Credit Cards: Visa, Mastercard, Discover, and American Express
• Cash payments for immediate service
• Flexible payment arrangements when discussed in advance
• Third-party financing through approved partners

We are committed to providing the most reasonable cost to our valued patients. Because of this, payment for services is due at the time of service unless we have made prior arrangements with our financial team.

CareCredit Financing Options

If you are interested in financing your dental treatment instead of paying up front, we accept third party financing through CareCredit. CareCredit provides patients with many choices for financing, including special promotional periods with reduced or no interest options for qualified applicants.

CareCredit is particularly beneficial for patients seeking comprehensive dental care or cosmetic treatments. This healthcare financing solution allows you to break down larger treatment costs into manageable monthly payments, making it easier to get the dental care you need when you need it.

An application for CareCredit can be found at their website, or you can pick up an application from our office during your visit. Our team can help you understand the application process and determine which financing option works best for your specific situation.

Insurance Verification and Benefits

Understanding your dental insurance benefits can be confusing. Our experienced administrative team provides complimentary insurance verification services to help you understand:

• Your annual maximum benefits
• Deductible requirements and remaining balances
• Coverage percentages for different types of treatments
• Pre-authorization requirements for specific procedures
• In-network vs. out-of-network benefit differences

We recommend scheduling a consultation with our financial coordinator before major treatments to discuss all available options and create a payment plan that fits your budget.

Transparent Pricing and Treatment Planning

As your trusted dentist in St Joseph, we believe in complete transparency when it comes to treatment costs. Before beginning any procedure, we provide detailed treatment plans that include:

• Itemized cost breakdowns for recommended treatments
• Insurance coverage estimates based on your specific plan
• Alternative treatment options when appropriate
• Timeline for completion and associated payment schedules

Our goal is to ensure you have all the information needed to make informed decisions about your dental health and finances.

Emergency Payment Arrangements

We understand that dental emergencies don’t always align with your budget. For urgent dental care needs, we offer emergency payment arrangements to ensure you receive prompt treatment. Our team works with patients to establish payment plans that address immediate dental health concerns while respecting financial constraints.

Questions About Dental Financing?

Our financial team is here to help you navigate insurance benefits, financing options, and payment arrangements. We take pride in making quality dental care accessible to families throughout the St. Joseph area.

Ready to discuss your dental care options? Call Stonegate Park Dentistry at (269) 428-2875 or contact our office online to schedule a consultation. Our friendly staff will help you understand your benefits, explore financing options, and create a treatment plan that fits both your oral health needs and your budget.